PayPal Fee Calculator
Calculate exactly what you'll receive after PayPal processing fees.
How to Calculate PayPal Fees (2026 Guide)
If you run a freelance business or e-commerce store, knowing exactly how much PayPal will deduct from your invoices is critical to maintaining your profit margins. PayPal constantly updates its fee structure, so relying on outdated math can cost you hundreds of dollars a year.
What is the current PayPal processing fee?
As of the most recent updates, the standard domestic fee for receiving commercial payments via PayPal in the United States is 3.49% plus a fixed fee of $0.49 per transaction. If you are receiving international payments, PayPal adds an additional 1.50% cross-border fee, bringing the total to 4.99% plus the fixed fee.
Frequently Asked Questions
For a domestic US transaction, the fee is $3.98, leaving you with a net payout of $96.02.
You cannot avoid fees on commercial "Goods and Services" transactions. If the transaction is purely personal, you can ask the sender to use the "Friends and Family" option, which is free if funded by a bank account.